Insights

If you have more than one loan, it may sound like a good idea to roll them into one consolidated loan. Debt consolidation (or refinancing)

Tax breaks are always good news, but for house hunters they can have an added bonus. Not only do tax cuts mean potential buyers have

Why the decision to keep deeming rates on hold may be a window for interest rates. In delivering the second reading of the Appropriation Bill

The super changes from the start of the 2024-25 financial year. A number of superannuation changes came into effect on 1 July 2024 and are

Discover why having a core-satellite approach to your portfolio is a powerful investment tool.  What is a core-satellite strategy and why is it so powerful?

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include for example cash, property, cars,

Average household wealth, and what it takes to rank among Australia’s wealthiest 1%. Being a billionaire isn’t what it used to be. Back in 1990,

Companies use debentures, secured and unsecured notes to raise money from investors. They offer fixed interest payments but returns often depend on risky investments. You

Steps to refinancing your home loan Refinancing your home loan is a big decision and it can be a complex process. Perhaps you need a

Managing risk is an essential part of investment strategy to reduce the potential for losses. Risk is not just associated with investing though – life

With less than a month to go before the end of the financial year (EOFY) rolls around, some important tasks need to be completed for

You may have heard it said, “No risk, no reward.” But did you know that time can actually decrease your risk while increasing your reward?